Monday, 8 October 2012

Value of money, quality theory of money and assumptions of theory and criticism on theory?




The value of money means purchasing power of money. When we say that value of money is increasing, it means that a unit of money can buy more goods and services. Fall in value of money means that less quantity of goods and services can be bought with a given amount. Value of money has inverse relation with the general price level. A rise in general price level would thus indicate a fall in value of money and vice versa.

Money acts as a measuring rod of value for all other goods and services, it is essential that we should know how the value of money itself is determined. What are the factors, which bring about changes in general price level. There are various theories to explain how value of money is determined economic activity. Thus decreasing rate of demand is brings deflation in the economic  system. One of those is the quantity theory of money.

1.                 Quantity theory of money:

According to this theory. The value of money is depended upon the quantity of money is circulation any change in the total quantity of money in change in country effect prices and the changes is prices of goods effect the value of money stats that changes in general price level occur due to changes in the quantity of money in circulation. So that an increase in quantity of money. Causes a rise in price level. A contraction in quantity of money will lead to a fall in general price level. Taussing define the theory as, “double the quantity of money and other things being equal, prices will be twice as high as before, and the value of money is half. Half the quantity of money and other thing being equal, prices will be half of what they were before and the value of money double”.

Equation of exchange:

Fisher has expressed the quantity theory of money in a simple equation which is called equation exchange.

P  =   M(V) + M’(V’)    
                  T
P = price                                                        M = circulation of money
V = velocity of money                               M’ = circulation of bank money
V’ = velocity of bank money                   T = transactions
P = M(V) +M’(V’)                                                      If
                 T                                                                 M = 10
i.                        P = 10(5) + 10(5)                                                    M’ = 10
                                    10                                                                V = 5
            P = 50 + 50                                                               V’ = 5
                        10                                                                   T = 10
            P = 100
                   10
            P = 10
ii.                        P = 20(5) + 20(5)                                                    If
                           10                                                                M = 20
            P = 100 + 100                                                          M’ = 20
                          10                                                                 V = 5
            P = 200                                                                      V’ = 5
                    10                                                                       T = 10
P = 20

2.                 Assumption of full employment is wrong:

J.M. keneys has raised an objective that the assumption of full employment is a clear phenomenon in the economy and the theory not clear.

3.                 Rate of interest ignored:

In the quantity theory by fisher, the influence of the interest rate on money supply and the level of prices had been completely ignored. The fact is that an increase or decrease in money supply has an important effect on the rate of interest. An increase of money supply leads to declaim in the rate of interest and vice versa.

4.                 Ignored other factors of price level:

There are many determines other than M, V and T which have an important application on the price level. The factors such as income, expense, compultion, population etc had been ignored from the theory.

5.                 Various variables and transaction are not independent:

The various variable and transactions equation are not independent. As assumed in the theory, the fact is that they vary much influenced each other. Examples when money supply (M) increases, the velocity of money (V) also goes u. take another case. Fisher assumes price (P) is a passive factor and ha not effect on trade/transaction (T). In actual practice when price level rises. It increase profits and promotes trade.

            P =   5(5) + 5(5)                                           If
                           10                                                    M = 5
            P =   25 + 25                                                 M’ = 5
                        10                                                       V = 5
            P =   50                                                          V’ = 5
                   10                                                           T = 10
P = 5

Assumptions of the theory:

1.                 Full employment:

The theory is based on the assumption of full employment in economy.

2.                 Transaction(T) and velocity (V) are constant:

The theory assumers that the volume of trade is short run remains constant. So in the case of velocity of money which remains unaffected.

3.                  Constant relation between M and M’:

Fisher assumes constant relationship between the currency money (m) and bank money.

4.                 Price level (P):

Price level is a passive factor of increase the equation. (P) is effective by other factors in equation examples P.M.M’.V.V out it doesn’t affect them.

Criticism of the theory:

                        The quantity theory is subject through the following criticisms,

1.                 Unrealistic assumption

The theory is based on unrealistic assumptions. In the theory (P) is considered as an in active factors. T, M, M’, V, V’ are constant in short run all these assumptions are covered under other thing remaining same.

    


                                                                                                                                                                                                                                                                                                                      

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